This is a classic active-active multi-cloud design problem with aggressive RPO/RTO (5 min / 5 min). Below I’ll give a clear, practical, step-by-step blueprint you can implement (or hand to an SRE/Cloud Architect) — covering routing, health checks, data replication options, session/state, failover automation, runbooks, testing, and what to watch out for. Goals / constraints (from your note) Active-active across West India (Azure) and South India (AWS). Users routed to nearest

Multi-Cloud & Hybrid Cloud — Scenario 1) Scenario: “You must design a multi-cloud deployment for the loan origination service so it can survive a complete regional outage in one cloud provider. How do you design it?” Intent:  Test active-active/DR strategy, data replication, DNS, and failover. Think:  RTO/RPO, consistency model, cross-cloud networking, transactional state. Step-by-step answer: Classify SLA:  Define RTO/RPO for loan origination (e.g., RTO = 15 min, RPO = 5 min

Dapr (Distributed Application Runtime) is an open-source, portable, and event-driven framework that simplifies the development of resilient, microservices-based applications . It codifies best practices for distributed systems into language-agnostic APIs called "building blocks".  Instead of requiring developers to write complex, boilerplate code for common distributed system problems, Dapr handles the underlying infrastructure via a "sidecar" process. Your application commun

Hi A & B — thank you so much for your time and for this opportunity. It’s truly a pleasure to speak with you today. I’m Anand Nerurkar, currently Vice President of Technology, with over 21 years of experience in software engineering, technology solutioning, enterprise architecture, and large-scale tech delivery — primarily focused on the banking and financial services domain. Over the past decade, I’ve led several major digital transformation programs — including digital lend

🏛️ ADIB's Open Banking Modernization: Architecture & Implementation 1. Strategic Objectives Unified Customer Experience : ADIB aimed to...

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Open Banking  as a regulatory mandate like PSD2 (EU)  or OBIE (UK)  is not formally adopted in India yet . However, India follows a...

1. What is Open Banking? Open banking  is a system where banks allow secure sharing of financial data  with authorized third-party...

🧭 1️⃣ What Architecture Validation Means It’s the structured process of verifying that the proposed or implemented solution : Meets...

Step 0: Sample Loan Agreement Document File:  sample-loan-agreement.pdf Uploaded by:  Compliance Officer Amit Document Type:  Term Loan...

What is Synthetic Data? Definition :Synthetic data is artificially generated data  that looks and behaves like real data but does not...

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📌 Digital Lending Enterprise Architecture Case Study Customer:  Amit R Builder:  Prestige Group Bank:  ABC Bank Role:  Enterprise...

Enterprise-Architect Level: Step-by-Step Execution (Unified coverage for the ABC Bank / Amit R → Prestige Group digital lending case...

Threat Modeling for Digital Lending 🔹 Frameworks Used STRIDE (Microsoft)  → Spoofing, Tampering, Repudiation, Information Disclosure,...

Enterprise-Architect Level: Step-by-Step Execution (Unified coverage for the ABC Bank / Amit R → digital lending case study) Below is a...

🏛️ Reference Architecture – KYC / AML Integration 1. Business Context Business Drivers: Regulatory compliance (RBI, SEBI, FATCA, OFAC,...

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ABC Bank – Digital Lending Transformation Case Study Digital Lending Enterprise Architecture Case Study 1. Defined Vision & Strategic...

📌 ABC Bank Digital Lending Transformation Case Study Enterprise Architect:  You Customer:  Amit R Builder:  Prestige Group 1. Enterprise...