Prompt
- Anand Nerurkar
- Dec 29, 2025
- 3 min read
1️⃣ Zero-Shot Prompt
What it is:No examples, just instructions.
When to use:
Simple, well-defined tasks
Fast responses
When model already “knows” the domain
Example:
“Summarize this loan agreement in 5 bullet points.”
Enterprise use:
Email drafting
Basic summaries
Simple Q&A bots
⚠️ Risk: Output can vary
Not reliable for compliance-critical use
2️⃣ One-Shot Prompt
What it is:Instruction + 1 example
When to use:
When output format matters
Light guidance improves accuracy
Example:
“Classify transaction risk.Example: ‘₹5,00,000 international transfer’ → High RiskNow classify: ‘₹10,000 domestic UPI transfer’”
Enterprise use:
Transaction categorization
Ticket classification
3️⃣ Few-Shot Prompt
What it is:Instruction + multiple examples
When to use:
Complex classification
Domain-specific behavior
Consistent output needed
Example:Provide 3–5 labeled fraud examples, then ask model to classify a new one.
Classify loan application risk.
Example 1:
Income: ₹20L, CIBIL: 820 → Low Risk
Example 2:
Income: ₹4L, CIBIL: 580 → High Risk
Example 3:
Income: ₹7L, CIBIL: 650 → Medium Risk
Now classify:
Income: ₹9L, CIBIL: 720
BFSI use:
Fraud / AML tagging
Loan rejection reason classification
Customer intent detection
⚠️ Trade-off: More tokens → higher cost & latency
4️⃣ Role-Based Prompt
What it is:You tell the model who it is
When to use:
Expert-level responses
Regulated domains
Tone & depth control
Example:
“You are a senior credit risk officer in an Indian bank…”
Enterprise use:
Credit policy explanations
Compliance responses
Executive summaries
🎯 Very common in production
5️⃣ Structured / Format-Constrained Prompt
What it is:Strict output format (JSON, table, schema)
When to use:
API integration
Downstream automation
Data pipelines
Example:
“Return output strictly in JSON with fields: risk_score, reason, confidence”
Enterprise use:
Decision engines
Workflow orchestration
RPA + GenAI
✅ Mandatory for production systems
6️⃣ Chain-of-Thought Prompt (Guided Reasoning)
What it is:Asks model to reason step-by-step
When to use:
Complex decisions
Multi-criteria evaluation
Debugging logic
Example:
“Evaluate loan eligibility step by step considering income, credit score, liabilities.”
BFSI use:
Credit decisions
Risk scoring explanations
⚠️ In production:Often replaced with hidden reasoning + final answer to avoid hallucination or data leakage.
7️⃣ Retrieval-Augmented Prompt (RAG)
What it is:Prompt + external knowledge (documents, DB, policies)
When to use:
Enterprise knowledge
Compliance-safe answers
Avoid hallucinations
Example:
“Answer using ONLY the provided RBI circular text.”
Enterprise use:
Policy Q&A
Internal SOP bots
Regulatory assistants
🔥 Most important for BFSI GenAI systems
8️⃣ Instruction-Refinement / Self-Correction Prompt
What it is:Model reviews or improves its own output
When to use:
Quality control
Critical outputs
Client-facing content
Example:
“Review the above response for regulatory risk and correct it.”
Enterprise use:
Legal review
Proposal drafting
Customer communication
9️⃣ Tool-Calling / Function-Calling Prompt
What it is:Model decides which function or API to call
When to use:
Orchestration
Automation
Agentic workflows
Example:
“If KYC is incomplete, call verify_kyc(). If complete, call credit_score().”
Enterprise use:
Loan workflows
Customer service automation
Decision engines
🔟 Guardrail / Safety Prompt
What it is:Explicit constraints and boundaries
When to use:
Regulated industries
Customer-facing AI
Risk mitigation
Example:
“Do not provide financial advice. Escalate to human if confidence < 0.7.”
BFSI use:
Customer chatbots
Advisory systems
GenAI governance
📊 Summary Table (Interview-Ready)
Prompt Type | Used For | BFSI Example |
Zero-Shot | Simple tasks | Email summary |
Few-Shot | Classification | Fraud tagging |
Role-Based | Expertise | Credit officer bot |
Structured | Automation | Risk JSON output |
Chain-of-Thought | Reasoning | Loan eligibility |
RAG | Accuracy | RBI policy Q&A |
Tool-Calling | Orchestration | Loan workflow |
Guardrail | Safety | Compliance chatbot |
🎯 How to Explain as a VP / Architect
“In enterprise GenAI, we don’t rely on a single prompt type.We layer prompts — role-based + RAG + structured output + guardrails — to ensure accuracy, compliance, and automation readiness.”
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