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Prompt

  • Writer: Anand Nerurkar
    Anand Nerurkar
  • Dec 29, 2025
  • 3 min read

1️⃣ Zero-Shot Prompt

What it is:No examples, just instructions.

When to use:

  • Simple, well-defined tasks

  • Fast responses

  • When model already “knows” the domain

Example:

“Summarize this loan agreement in 5 bullet points.”

Enterprise use:

  • Email drafting

  • Basic summaries

  • Simple Q&A bots

⚠️ Risk: Output can vary

  • Not reliable for compliance-critical use


2️⃣ One-Shot Prompt

What it is:Instruction + 1 example

When to use:

  • When output format matters

  • Light guidance improves accuracy

Example:

“Classify transaction risk.Example: ‘₹5,00,000 international transfer’ → High RiskNow classify: ‘₹10,000 domestic UPI transfer’”

Enterprise use:

  • Transaction categorization

  • Ticket classification

3️⃣ Few-Shot Prompt

What it is:Instruction + multiple examples

When to use:

  • Complex classification

  • Domain-specific behavior

  • Consistent output needed

Example:Provide 3–5 labeled fraud examples, then ask model to classify a new one.

Classify loan application risk.


Example 1:

Income: ₹20L, CIBIL: 820 → Low Risk


Example 2:

Income: ₹4L, CIBIL: 580 → High Risk


Example 3:

Income: ₹7L, CIBIL: 650 → Medium Risk


Now classify:

Income: ₹9L, CIBIL: 720

BFSI use:

  • Fraud / AML tagging

  • Loan rejection reason classification

  • Customer intent detection

⚠️ Trade-off: More tokens → higher cost & latency

4️⃣ Role-Based Prompt

What it is:You tell the model who it is

When to use:

  • Expert-level responses

  • Regulated domains

  • Tone & depth control

Example:

“You are a senior credit risk officer in an Indian bank…”

Enterprise use:

  • Credit policy explanations

  • Compliance responses

  • Executive summaries

🎯 Very common in production

5️⃣ Structured / Format-Constrained Prompt

What it is:Strict output format (JSON, table, schema)

When to use:

  • API integration

  • Downstream automation

  • Data pipelines

Example:

“Return output strictly in JSON with fields: risk_score, reason, confidence”

Enterprise use:

  • Decision engines

  • Workflow orchestration

  • RPA + GenAI

Mandatory for production systems

6️⃣ Chain-of-Thought Prompt (Guided Reasoning)

What it is:Asks model to reason step-by-step

When to use:

  • Complex decisions

  • Multi-criteria evaluation

  • Debugging logic

Example:

“Evaluate loan eligibility step by step considering income, credit score, liabilities.”

BFSI use:

  • Credit decisions

  • Risk scoring explanations

⚠️ In production:Often replaced with hidden reasoning + final answer to avoid hallucination or data leakage.

7️⃣ Retrieval-Augmented Prompt (RAG)

What it is:Prompt + external knowledge (documents, DB, policies)

When to use:

  • Enterprise knowledge

  • Compliance-safe answers

  • Avoid hallucinations

Example:

“Answer using ONLY the provided RBI circular text.”

Enterprise use:

  • Policy Q&A

  • Internal SOP bots

  • Regulatory assistants

🔥 Most important for BFSI GenAI systems

8️⃣ Instruction-Refinement / Self-Correction Prompt

What it is:Model reviews or improves its own output

When to use:

  • Quality control

  • Critical outputs

  • Client-facing content

Example:

“Review the above response for regulatory risk and correct it.”

Enterprise use:

  • Legal review

  • Proposal drafting

  • Customer communication

9️⃣ Tool-Calling / Function-Calling Prompt

What it is:Model decides which function or API to call

When to use:

  • Orchestration

  • Automation

  • Agentic workflows

Example:

“If KYC is incomplete, call verify_kyc(). If complete, call credit_score().”

Enterprise use:

  • Loan workflows

  • Customer service automation

  • Decision engines

🔟 Guardrail / Safety Prompt

What it is:Explicit constraints and boundaries

When to use:

  • Regulated industries

  • Customer-facing AI

  • Risk mitigation

Example:

“Do not provide financial advice. Escalate to human if confidence < 0.7.”

BFSI use:

  • Customer chatbots

  • Advisory systems

  • GenAI governance

📊 Summary Table (Interview-Ready)

Prompt Type

Used For

BFSI Example

Zero-Shot

Simple tasks

Email summary

Few-Shot

Classification

Fraud tagging

Role-Based

Expertise

Credit officer bot

Structured

Automation

Risk JSON output

Chain-of-Thought

Reasoning

Loan eligibility

RAG

Accuracy

RBI policy Q&A

Tool-Calling

Orchestration

Loan workflow

Guardrail

Safety

Compliance chatbot

🎯 How to Explain as a VP / Architect

“In enterprise GenAI, we don’t rely on a single prompt type.We layer prompts — role-based + RAG + structured output + guardrails — to ensure accuracy, compliance, and automation readiness.”

 
 
 

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