Microservices
- Anand Nerurkar
- Apr 18
- 12 min read
✅ Section 1: Technical Deep Dive
1. What is microservices architecture? How is it different from monolithic architecture?
2. What are the key benefits and challenges of using microservices?
3. How do microservices communicate with each other? What are the pros and cons of synchronous vs asynchronous communication?
4. What is service discovery and how is it implemented?
5. How do you handle data consistency in microservices?
6. Explain the role of API Gateway. What are its common responsibilities?
7. How do you handle versioning of APIs in a microservices ecosystem?
8. How do you secure communication between microservices?
9. What is the role of service mesh in microservices?
10. What are sidecars, and how do they help in microservices deployments?
✅ Section 2: Architecture & Design Questions
1. How would you design a microservices-based architecture for a digital banking platform?
2. How would you decompose a monolithic application into microservices?
3. What design patterns do you commonly use in microservices (e.g., Circuit Breaker, Saga, CQRS)?
4. How do you handle distributed transactions in microservices?
5. How do you ensure observability (monitoring, tracing, logging) across microservices?
6. How do you implement DevOps practices (CI/CD) in a microservices ecosystem?
7. What’s your approach to handling failures in microservices (e.g., retries, fallbacks)?
8. How do you handle schema evolution in a microservices-based system?
✅ Section 3: Scenario-Based Questions
1. Your microservices are failing intermittently in production. How would you investigate and resolve this?
2. A particular service is receiving high traffic and is becoming a bottleneck. What steps would you take?
3. You need to implement a fraud detection service that needs to talk to 4 different services. How would you architect this to ensure scalability and resilience?
4. Your team is planning to add GenAI-based personalization in a microservices setup. How would you integrate it?
5. How would you migrate a legacy credit scoring module to a microservices model in a live banking system with minimal downtime?
✅ Section 4: Hands-On or Whiteboard Exercise (if applicable)
Design Prompt:
"Design a microservices-based architecture for a loan origination system. Include services, communication mechanisms, data stores, and DevOps practices."
🏗️ 1. Core Microservices
Service | Description |
Customer Service | Handles KYC, customer info, integration with external ID validation |
Loan Application Service | Manages loan requests, status, validations |
Credit Evaluation Service | Calculates creditworthiness from credit bureau APIs |
Risk Assessment Service | Applies business rules to calculate loan eligibility |
Document Management Service | Upload, validate, and store documents |
Notification Service | Sends SMS, email, in-app notifications |
Workflow Orchestration Service | Orchestrates the loan lifecycle across services |
Audit/Logging Service | Captures all events for compliance/audit |
Analytics Service | Generates insights and scoring for underwriting |
User/Identity Service | Handles Azure AD integration, JWT token issuing and validation |
🔗 2. Communication Mechanisms
Use Case | Mechanism |
Synchronous service calls | RESTful APIs via Istio-managed service mesh |
Asynchronous events | Apache Kafka (loan-created, credit-check-complete, etc.) |
External APIs (e.g., credit bureau, Aadhaar) | REST with API Gateway & security |
API Gateway | Azure API Management (APIM) to expose APIs securely |
Service discovery, load balancing | Istio + AKS |
🛢️ 3. Data Stores per Service
Service | Data Store |
Customer | Azure SQL / PostgreSQL |
Loan Application | Azure SQL |
Credit Evaluation | NoSQL (Cosmos DB or MongoDB) |
Document | Azure Blob Storage |
Notification | Azure Table Storage or Cosmos DB |
Audit | Azure Data Lake or Cosmos DB |
Analytics | Azure Synapse / Azure Data Explorer |
🔐 4. Security & Access Control
Azure AD for user/service authentication
OAuth2 + JWT for access control
Istio mTLS for service-to-service encryption
Azure Key Vault for storing secrets/certificates
Role-based access via API Gateway & microservices
🚀 5. DevOps & CI/CD Practices (Azure DevOps)
Stage | Tool/Action |
Code repo | Azure Repos or GitHub |
CI Pipeline | Azure DevOps: build, run tests, scan with SonarQube |
Docker | Containerize each service; push to Azure Container Registry |
Helm | Helm charts for each service |
CD Pipeline | Deploy to AKS via Azure DevOps with release gates |
Monitoring | Azure Monitor + Application Insights + Grafana |
Logging | Fluent Bit → Azure Log Analytics |
Canary/Blue-Green | Istio + Azure DevOps deployment strategy |
Infra-as-Code | Terraform or Bicep for AKS, VPC, Key Vault, etc. |
🌐 6. Workflow Diagram (Loan Flow)
Customer submits loan via Loan Application Service
Triggers:
Credit Evaluation (external API)
Risk Assessment
Document Upload and validation
Workflow Service coordinates progress → final approval
Sends real-time notifications to the customer
Data logged to Audit Service
Results sent to Analytics for performance tracking
🧠 7. Bonus Considerations
API-First Design using OpenAPI + contract testing
Circuit breakers, retries, and rate-limiting via Istio
Chaos engineering and fault injection in AKS for resilience
Horizontal pod autoscaling and node pool isolation by workload type
✅ Summary Diagram (Conceptual Layout)
yaml
[Client / Portal / Mobile App]
|
[API Gateway]
|
---------------------
| | | |
Customer Loan Credit Workflow
Service App Eval Service
| | | |
Kafka <---+------+--------+----> Notification
|
Risk Service
|
Document Service
|
Azure Blob Storage
|
Audit + Analytics

🧠 Hands-On / Whiteboard Exercise: Design & Deploy a Secure Customer Onboarding Microservice
🎯 Objective:
Design and explain the complete flow of a Customer Onboarding microservice application using:
Microservices (Spring Boot)
Azure Kubernetes Service (AKS)
Istio Service Mesh
Azure Container Registry (ACR)
Azure AD for security
Azure DevOps CI/CD
Observability (Azure Monitor)
API Management & Kafka
🔧 Step-by-Step Task Breakdown
✅ 1. Whiteboard the Architecture
Ask the candidate to draw or explain:
Microservice-to-microservice communication
Service Mesh (Istio) integration
API Gateway/API Management routing
External consumer access via ingress
Azure AD Authentication & Authorization flow
Kafka for async onboarding events
AKS node group setup
Where Azure DevOps pipeline fits in
Deliverable: A diagram covering all key components (services, mesh, security, data, CI/CD, observability)
🔐 2. Security Considerations
How would you secure service-to-service traffic?
(Expected: Istio mTLS, Azure AD integration)
Where do you place secrets? (Expected: Azure Key Vault)
How do you restrict network access? (Expected: NSGs/VPCs, Istio ingress policies)
⚙️ 3. DevOps & CI/CD Integration
Ask how the deployment happens:
Explain Helm chart structure
Pipeline stages: build → test → containerize → push → deploy
How to integrate OpenAPI contract testing in pipeline
Rollback strategy if a deployment fails
📊 4. Observability Setup
Ask how to:
Monitor health of microservices
Set up alerts
Visualize traffic via Istio dashboard
Integrate logs to Azure Monitor / Log Analytics
🧪 5. Optional Hands-On (Bonus Points)
If in a hands-on setup, ask the candidate to:
Create a simple Spring Boot API from an OpenAPI contract (openapi.yaml)
Containerize it using Docker
Deploy it to AKS using Helm
Setup an Azure DevOps YAML pipeline to deploy on commit
💬 Key Evaluation Criteria
Area | What to Look For |
Architecture | Clear separation of concerns, secure flow |
Azure Cloud Knowledge | Uses right services for compute, networking, secrets |
CI/CD & DevOps | Pipeline breakdown, rollback, secrets |
Security | Azure AD integration, Istio mTLS |
Observability | Proper monitoring and alerting |
Communication | Clarity in explaining design decisions |
macrofrontend + microservices architecture for digital wallet with springboot microservices + Azure cloud
ChatGPT said:
Here’s a detailed Macrofrontend + Microservices Architecture for a Digital Wallet Platform using Spring Boot microservices and Azure Cloud.
🌐 1. High-Level Architecture Overview
A. Macrofrontend (Web UI Layer)
Built using Micro Frontend Architecture
Frameworks: React + Module Federation (Webpack 5) or Single SPA
Each frontend team owns a domain-specific UI (e.g., Wallet, Payments, KYC, Offers)
Shared components: Authentication, Navbar, Footer
B. Microservices (Backend)
Each microservice is built using Spring Boot
REST APIs secured using OAuth2 / Azure AD
Services include:
User Management Service
KYC Service
Wallet Service
Transaction Service
Rewards & Offers Service
Notification Service
Payment Gateway Integration Service
Ledger/Accounting Service
Audit & Logging Service
☁️ 2. Azure Cloud Components
Component | Azure Service |
API Gateway | Azure API Management |
Service Discovery | Azure Kubernetes Service (AKS) + Istio |
CI/CD | Azure DevOps Pipeline |
Database | Azure SQL, Cosmos DB, PostgreSQL |
Object Storage | Azure Blob Storage |
Identity & Access Management | Azure Active Directory (Azure AD B2C) |
Monitoring & Logging | Azure Monitor + Log Analytics + App Insights |
Messaging | Azure Event Hubs / Azure Service Bus |
Secret Management | Azure Key Vault |
Load Balancing | Azure Traffic Manager + Azure Application Gateway |
Container Registry | Azure Container Registry |
🧱 3. Logical Microservices Architecture
sql
CopyEdit
+-------------------------+ +----------------------------+ | Macro Frontend (SPA) | -> | Azure API Management | | React + Webpack | +----------------------------+ | (via BFF per domain) | | +-------------------------+ | ↓ ↓ +----------------------+ +--------------------------+ | BFF for Wallet UI | | BFF for KYC UI | | Spring Boot (optional)| | Spring Boot (optional) | +----------------------+ +--------------------------+ ↓ ↓ +----------------------------- Kubernetes (AKS) ----------------------------+ | | | +------------------+ +-------------------+ +--------------------+ | | | Wallet Service | | KYC Service | | Payment Service | | | +------------------+ +-------------------+ +--------------------+ | | | Ledger Service | | Notification Svc | | Rewards Service | | | +------------------+ +-------------------+ +--------------------+ | | ... Microservices communicate via REST or Event Bus (Kafka) | +--------------------------------------------------------------------------+
🔐 4. Security Architecture
Frontend Auth: Azure AD B2C for login / token issuance
API Gateway: Validates JWTs or OAuth2 tokens
Service-to-Service Auth: Mutual TLS via Istio + Azure Managed Identities
Secrets: Stored in Azure Key Vault
🔁 5. CI/CD & DevOps
Source Control: Azure Repos / GitHub
CI/CD: Azure DevOps Pipelines
Build → Test → Push to Azure Container Registry → Deploy to AKS
Helm charts or Kustomize for AKS deployments
Canary / Blue-Green deployments using Istio
📊 6. Observability
Logs & Metrics: Azure Monitor + Log Analytics
Tracing: OpenTelemetry + Azure Monitor
Dashboards: Custom dashboards for latency, success rate, usage metrics
📦 7. Micro Frontend Modules
Module | Responsibility |
Wallet | Balance, top-up, transfer |
KYC | Upload documents, track status |
Transactions | View history, dispute a charge |
Offers & Rewards | Loyalty points, cashback |
Notifications | In-app and push notifications |
Settings & Profile | User preferences, contact info, security |
🔄 8. Event-Driven Use Cases
KYC Completed → triggers → Wallet Activation
Transaction Failed → triggers → Notification + Retry Queue
Top-up Success → triggers → Ledger Update + Reward Calculation
✅ Section 1: Technical Deep Dive
1. What is microservices architecture? How is it different from monolithic architecture?
Answer:Microservices architecture is an approach where an application is composed of small, loosely coupled, independently deployable services. Each service focuses on a specific business capability and communicates via lightweight protocols (typically HTTP or messaging queues).
Differences:
Monolith | Microservices |
Single codebase | Multiple independent services |
Tight coupling | Loose coupling |
Shared DB | Independent DBs |
Hard to scale selectively | Scalable per service |
Single point of failure | Resilient and fault-tolerant |
2. What are the key benefits and challenges of using microservices?
Benefits:
Independent deployment
Technology diversity
Scalability per service
Improved fault isolation
Aligned with Agile/DevOps
Challenges:
Complexity in distributed systems
Data consistency
Inter-service communication
DevOps sophistication needed
Testing and monitoring become harder
3. How do microservices communicate with each other?
Answer:
Synchronous (HTTP/REST, gRPC): Easy to implement, but tightly coupled and prone to cascading failures.
Asynchronous (Kafka, RabbitMQ): Decoupled, more scalable, resilient, but harder to debug and ensure delivery guarantees.
4. What is service discovery and how is it implemented?
Answer: Service discovery helps microservices locate each other dynamically. Implemented using:
Client-side discovery (e.g., Netflix Eureka with Ribbon)
Server-side discovery (e.g., AWS ALB, Consul)
Service mesh (e.g., Istio + Envoy)
5. How do you handle data consistency in microservices?
Answer:
Prefer eventual consistency
Use Saga pattern for long-running transactions (choreography or orchestration)
Event-driven architecture to propagate state changes
Avoid distributed transactions if possible
6. Explain the role of API Gateway.
Answer: Acts as a single entry point for client requests. Responsibilities:
Request routing
Authentication/Authorization
Rate limiting
Logging/Monitoring
Load balancing
Examples: Kong, NGINX, AWS API Gateway, Spring Cloud Gateway
7. How do you handle API versioning?
Answer:
URI-based (/api/v1/resource)
Header-based (Accept: application/vnd.api.v1+json)
Query param-based (?version=1) Ensure backward compatibility and deprecate carefully.
8. How do you secure communication between microservices?
Answer:
Use mTLS for service-to-service encryption
Token-based auth (e.g., JWT, OAuth2)
API Gateway for auth and rate-limiting
Use service mesh (e.g., Istio) for consistent policy enforcement
9. What is the role of a service mesh?
Answer: A service mesh handles service-to-service communication transparently. It provides:
Traffic routing
Observability
Security (mTLS)
Retry, timeout, circuit breaking
Examples: Istio, Linkerd, Consul Connect
10. What are sidecars, and how do they help?
Answer: Sidecars are helper containers deployed alongside application containers (in the same pod) in Kubernetes. They provide:
Logging
Service discovery
Proxies (e.g., Envoy)
Security (auth, TLS)
✅ Section 2: Architecture & Design Questions
1. Design a microservices-based architecture for a digital banking platform.
Answer:
Services: Accounts, Payments, Loans, Customer, Auth, Notification
Communication: REST + Kafka (event-driven)
DB per service (PostgreSQL, MongoDB)
API Gateway for aggregation
CI/CD with Jenkins + Docker + Kubernetes
Observability: Prometheus, Grafana, ELK
Security: OAuth2, mTLS, rate limiting
2. How to decompose a monolith into microservices?
Answer:
Identify business domains → create bounded contexts
Use Domain-Driven Design (DDD)
Start with non-critical modules
Use strangler pattern to gradually replace parts
Ensure contracts via APIs
3. Design patterns used in microservices?
Answer:
API Gateway
Circuit Breaker (e.g., Resilience4j)
Saga pattern
CQRS (Command Query Responsibility Segregation)
Service Registry
Sidecar & Ambassador
4. How do you handle distributed transactions?
Answer: Avoid 2PC. Use:
Saga pattern – local transactions + compensating actions
Eventual consistency via events
Orchestrator pattern if coordination needed
5. How to ensure observability?
Answer:
Logging: Centralized via ELK or Fluentd
Metrics: Prometheus + Grafana
Tracing: OpenTelemetry, Jaeger, Zipkin
Dashboards + Alerts: Grafana + Alertmanager
6. CI/CD in microservices ecosystem?
Answer:
CI: Code → Build → Test → Package (Jenkins, GitHub Actions)
CD: Deploy to staging/prod (ArgoCD, Spinnaker)
Containerize each service (Docker)
Use Kubernetes with Helm charts or Kustomize
7. Handling failures in microservices?
Answer:
Retries with exponential backoff
Circuit breaker
Fallback logic
Timeouts
Bulkheads
Alerting and dashboards
8. How to handle schema evolution?
Answer:
Use backward/forward-compatible schemas
Evolve APIs carefully (add new fields, avoid removing required ones)
For events: use Protobuf/Avro with schema registry
Implement consumer-first contracts (Consumer-Driven Contracts)
✅ Section 3: Scenario-Based Questions
1. Intermittent service failure in prod?
Approach:
Check dashboards/logs/alerts
Use distributed tracing to find root cause
Check dependencies and external services
Rollback recent deployments if needed
Add circuit breaker/fallback if pattern detected
2. Service bottleneck due to high traffic?
Approach:
Scale horizontally (add pods/instances)
Optimize code/db queries
Add caching (e.g., Redis)
Use rate limiting or throttle non-critical requests
Offload to async processing (e.g., queue)
3. Fraud detection service needing 4 service integrations?
Answer:
Use async pub-sub model via Kafka for resilience
Retry + circuit breakers for external calls
Aggregate responses if needed using Saga
Ensure observability
Cache frequent responses (if possible)
4. Integrate GenAI-based personalization in microservices?
Answer:
Create a separate AI inference microservice
Use REST/gRPC to invoke GenAI APIs
Use RAG (Retrieval Augmented Generation) for contextual responses
Add monitoring + auto ML model retraining
Ensure latency control (use async if needed)
5. Migrate legacy credit scoring module to microservices?
Answer:
Use strangler pattern
Create new credit scoring microservice in parallel
Route a subset of traffic for A/B testing
Ensure data sync
Gradually increase usage, then retire monolith part
can u pls come up with banking use case using microservices architecture , kubernetes and service mesh istio ,with all architecture flow , pls take care of security and integration with azure AD and deployed this microservices to Azure cloud by leveraging Azure cloud services like Azure SQL, Traffic manager, VPC , AKS with service mesh istio and kafka,azure monitoring, api management, azure monitoring, azure container and azure devops pipeline
Absolutely! Here's a detailed banking use case architecture using microservices, Kubernetes (AKS), Istio service mesh, integrated with Azure AD, and fully deployed on Azure Cloud using native services. The use case chosen is Digital Loan Origination & Management System.
🏦 Use Case: Digital Loan Origination & Management
✳️ Key Capabilities:
Customer onboarding & KYC
Loan application and credit scoring
Risk and fraud detection
Approval workflow
Disbursement
EMI management
Notifications and customer support
📌 Microservices Breakdown:
Microservice | Responsibility |
CustomerService | Customer onboarding, profile, KYC |
LoanService | Loan application, product matching |
CreditService | Credit scoring, CIBIL check integration |
RiskService | Fraud detection, risk profiling |
ApprovalService | Loan approval workflow |
DisbursementService | Loan disbursement, transaction logging |
EMIService | EMI scheduling, repayment, ledger updates |
NotificationService | Email/SMS/Push alerts |
SupportService | Chatbot and agent escalation |
AuthService | Auth via Azure AD (OIDC, OAuth2) |
🧱 High-Level Architecture Flow
+--------------------+
| Azure Traffic |
| Manager |
+---------+----------+
|
v
+-----------------------------+
| Azure API Management (APIM) |
+-------------+---------------+
|
v
+----------------------------+
| Azure Kubernetes Service |
| (AKS Cluster) |
+----------------------------+
|
+----------------------------------------------------+
| Istio Service Mesh (Envoy Proxy) |
+----------------------------------------------------+
| | | | |
Customer LoanService CreditService ... Notification
Service ... Service Service etc.
- All services use mTLS, retries, circuit breakers via Istio
- Observability through Istio + Azure Monitor + Prometheus
🔐 Security Architecture
Layer | Control |
Auth | Azure Active Directory + OIDC (via Azure AD App Registration) |
API Security | Azure APIM validates JWT tokens and scopes |
mTLS | Istio enforces encrypted service-to-service communication |
RBAC | Kubernetes RBAC for pod-level access |
Network | Azure VNET with NSG + private subnets for AKS |
Secrets | Azure Key Vault + CSI driver in AKS |
🧩 Integration & Messaging
Azure Event Hub / Kafka on HDInsight – used for event-driven messaging (e.g., loan events, fraud alerts)
Azure SQL / Cosmos DB – backend per microservice (polyglot persistence)
Azure Blob Storage – store documents (KYC, loan agreements)
External Integrations – CIBIL API, GSTN, Aadhaar KYC (via secured APIs)
🔄 DevOps & Observability Stack
Function | Tools Used |
CI/CD | Azure DevOps Pipelines + YAML for multi-stage pipelines |
Container Registry | Azure Container Registry (ACR) |
Monitoring | Azure Monitor + Log Analytics + Prometheus + Grafana |
Logging | FluentD + ELK stack + Application Insights |
Tracing | OpenTelemetry + Jaeger |
Secrets Management | Azure Key Vault |
Helm | Helm Charts for AKS deployments |
Istio Add-ons | Kiali, Jaeger, Grafana, Prometheus for mesh observability |
🧬 Azure Services Mapping
Component | Azure Service Used |
Container Orchestration | Azure Kubernetes Service (AKS) |
Networking + VPC | Azure VNET, NSG, Subnets |
API Gateway | Azure API Management (APIM) |
Identity & Auth | Azure Active Directory (Azure AD) |
Messaging | Azure Event Hub / Kafka on HDInsight |
Database | Azure SQL, Cosmos DB |
CI/CD | Azure DevOps |
Container Registry | Azure Container Registry (ACR) |
Monitoring & Logs | Azure Monitor, Log Analytics, Prometheus |
Document Storage | Azure Blob Storage |
Secrets | Azure Key Vault |
🔁 Workflow Example: Loan Application
User logs in via Azure AD B2C, JWT is issued.
API call goes through Azure Traffic Manager → APIM → AKS.
CustomerService collects profile + KYC.
Sends data to CreditService via Kafka.
CreditService calls external APIs (e.g., CIBIL).
Result sent to RiskService, triggers rules.
If eligible, ApprovalService initiates workflow.
DisbursementService posts to core banking.
EMIService schedules repayments.
NotificationService alerts the customer.



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